You touched on it by comparing it to communism.

I didn't explain myself, but that's exactly why I said it's impossible to do, that setup would have the same chokepoint as communism (namely the government has to be the intermediary).

"It would be interesting to see a society where inheritance and nepotism were almost completely banned. It’s impossible to carry out, but if we could simply block the transfer of wealth between generations, then we could see a manifestation of capitalism that draws much closer to a true meritocracy."